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Heads Up Money

Review

Heads Up Money

When I first opened HEADS UP MONEY by DK Children, I realized right away that the content of the book was very different from what I had expected. I am just starting to handle money independently from my parents, so I think I was looking for tips on how to save more money and how to make more money. Making money isn’t so easy when you are 14, so I was eager to read about new ideas that maybe I hadn’t thought of yet.

When you first open the book, you come across an explanation of what economists do in academic, public and private sectors. I haven’t had economics yet at school since I’m just in my freshman year, but we have had a career day where we had the chance to speak with parents of various professions, so I can see why this sort of explanation of what a specific type of economist would do --- and where they might work --- would be useful.

"I definitely want a copy of HEADS UP MONEY around to use as a resource when I am struggling to understand a concept. The writing is very clear and there are a lot of little quotes and information bubbles that make it fun to flip though."

This explanation also lays the structure for the rest of the book, which is more of a big-picture understanding of money than a how-money-applies-to-my-life understanding. The author points out that “Economics comes from the Greek meaning ‘household management.’” However, the focus of most of this book is not so much on household management of money, or the management of my wallet, but on more broad economic factors in society and the world.

After providing an explanation of the work of economists and an overview of economics, the author divides the book into chapters that ask these questions about money: “What’s it worth?”  “Does money make the world go round?”  “Can money buy happiness?” and “What’s in my pocket?” There are so many rich details under each heading that one could probably spend an entire semester in an economics class and barely scratch the surface of all the topics that are raised.

Personally, for someone my age whose curiosity is about making and managing the little money that I make through allowance, I found the final chapter “What’s in my pocket?” to have the greatest appeal. I kept looking at the illustration of the trees growing as they accumulated interest. I found them to be interesting visually because they take the math related to interest out of its abstract form and put it into a shape that can be easily understood. It also made me want to look into getting a savings account that would accumulate interest.

I’ve been thinking about where this book would go on my bookshelf, and it seems more of a reference guide than a Dummies “how-to” guide. If I were taking a high school economics course, I would definitely want a copy of HEADS UP MONEY around to use as s resource when I am struggling to understand a concept. The writing is very clear and there are a lot of little quotes and information bubbles that make it fun to flip though. However, I would probably go to a Dummies guide on personal finance for managing my own money because they offer those cheat sheets that give very specific directions for how to understand and approach a goal.

Reviewed by Alizé J., Teen Board Member on January 9, 2017

Heads Up Money
by DK Publishing